:root {
  --navy: #082b43;
  --navy2: #12364c;
  --red: #e31837;
  --gold: #718893;
  --ivory: #fff;
  --ink: #173247;
  --muted: #687d88;
  --line: rgba(8, 43, 67, .14);
}

body { background: #fff; color: var(--ink); }
.site-header { font-size: 13px; }
.navigation { font-size: 13px; }
.eyebrow { font-size: 11px; }
.hero-copy { max-width: 410px; font-size: 17px; line-height: 1.75; }
.hero-actions .button { font-size: 12px; }
.text-link { font-size: 12px; }
.hero-bottom { font-size: 9px; }
.glass-kicker { font-size: 10px; }
.glass-label { font-size: 11px; }
.glass-number { font-size: 56px; }
.section-index { font-size: 10px; }
.intro-copy p { font-size: 15px; line-height: 1.85; }
.intro-copy .lead { font-size: 19px; line-height: 1.65; }
.intro-foot { font-size: 9px; }
.strategy-coordinates { font-size: 9px; }
.strategy-glass > span { font-size: 9px; }
.strategy-glass small { font-size: 10px; }
.strategy-text > p:last-child { font-size: 15px; line-height: 1.8; }
.asset-list span { font-size: 10px; }
.asset-list b { font-size: 12px; }
.statement-top > span { font-size: 9px; }
.statement-aside p { font-size: 13px; line-height: 1.8; }
.benefits-lead { font-size: 13px; }
.benefit-card { min-height: 305px; }
.benefit-card h3 { font-size: 17px; }
.benefit-card p { font-size: 13px; line-height: 1.75; }
.card-number { font-size: 10px; }
.terms-note { font-size: 12px; }
.terms-note > span { font-size: 9px; }
.terms-note b { font-size: 17px; }
.account-heading > p { font-size: 14px; }
.investor-item > span,.opening-copy .eyebrow { font-size: 10px; }
.investor-item h3 { font-size: 18px; }
.investor-item p { font-size: 13px; line-height: 1.75; }
.opening-copy h3 { font-size: 24px; }
.opening-copy > p:last-child,.account-opening li { font-size: 13px; }
.quote-content .button { font-size: 12px; }
.contact-left > p:not(.eyebrow) { font-size: 14px; line-height: 1.8; }
.contact-card > p { font-size: 13px; }
.contact-row { font-size: 12px; }
.contact-row > span:first-child { font-size: 9px; }
.legacy-contact { font-size: 11px; }
.footer-copy { font-size: 10px; }
.back-top { font-size: 9px; }
.risk-note { font-size: 9px; }

.home-insights { background: #fff; }
.insights-heading { display:flex; align-items:flex-end; justify-content:space-between; margin: 22px 0 38px; }
.insights-heading h2 { margin:0; color:var(--navy); font:500 clamp(34px,4vw,48px)/1.08 var(--display); letter-spacing:-.045em; }
.insights-heading h2 em { color:#708789; font-family:Georgia,serif; font-weight:400; }
.insights-heading .text-link { margin-bottom:7px; }
.home-insights-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:28px; }
.home-insight-card { min-width:0; padding:0 0 19px; border-bottom:1px solid var(--line); transition:transform .25s ease; }
.home-insight-card:hover { transform:translateY(-3px); }
.home-insight-card>img,.home-insight-card>.insight-placeholder { display:block; width:100%; height:205px; margin-bottom:17px; object-fit:cover; }
.home-insight-meta { display:flex; justify-content:space-between; gap:9px; color:#9a7772; font-size:8px; font-weight:700; letter-spacing:.1em; text-transform:uppercase; }
.home-insight-meta span:last-child { color:#879392; font-weight:500; letter-spacing:0; text-transform:none; }
.home-insight-card h3 { margin:11px 0 7px; color:var(--navy); font:600 17px/1.35 var(--display); letter-spacing:-.02em; }
.home-insight-card>p { min-height:47px; margin:0; color:#7b8889; font-size:11px; line-height:1.7; }
.insight-read { display:inline-flex; gap:13px; margin-top:13px; color:#35575d; font-size:9px; }
.insight-read b { color:#a47268; font-weight:400; }
.insight-placeholder { position:relative; display:grid; place-items:center; overflow:hidden; background:linear-gradient(135deg,#e7edea,#cad7d2); }
.insight-placeholder>span { position:relative; z-index:1; color:#56716f; font:57px Georgia,serif; letter-spacing:-.1em; }
.insight-placeholder i { position:absolute; width:170px; height:170px; border:1px solid #244c4b24; border-radius:50%; }
.insight-placeholder i:last-child { width:118px; height:118px; }
@media(max-width:700px) { .insights-heading { align-items:flex-start; gap:12px; } .insights-heading h2 { font-size:34px; } .insights-heading .text-link { padding-top:20px; font-size:9px; white-space:nowrap; } .home-insights-grid { grid-template-columns:1fr; gap:23px; } .home-insight-card { display:grid; grid-template-columns:105px 1fr; column-gap:13px; align-items:start; } .home-insight-card>img,.home-insight-card>.insight-placeholder { grid-row:1/6; width:105px; height:102px; margin:0; } .home-insight-card h3 { margin:9px 0 4px; font-size:14px; } .home-insight-meta { font-size:7px; } .home-insight-card>p { min-height:0; font-size:9px; } .home-insight-card .insight-read { display:none; } }
.site-header { min-height: 96px; border-color: rgba(255,255,255,.2); }
.brand { gap: 13px; }
.brand-logo-wrap {
  display: grid;
  place-items: center;
  width: 116px;
  height: 80px;
  padding: 4px 7px;
  overflow: hidden;
  border-radius: 2px;
  background: transparent;
}
.brand-logo { display: block; width: 100%; height: 100%; object-fit: contain; }
.brand-logo { transition:filter .24s ease; }
.footer-brand .brand-logo-wrap { background:#fff; }
.brand-word {
  color: rgba(255,255,255,.79);
  font-size: 8px;
  line-height: 1.5;
  letter-spacing: .2em;
}
.brand-word b { color: var(--red); }
.benefits { background: #f5f8fa; }
.benefit-grid { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.benefit-card { background: #fff; border-color: rgba(8,43,67,.07); }
.benefit-icon svg { stroke: #607d8b; }
.eyebrow { color: #607d8b; }
.hero-shade { background: linear-gradient(90deg,rgba(4,24,39,.9) 0%,rgba(5,31,49,.73) 44%,rgba(5,29,47,.25) 100%),linear-gradient(0deg,rgba(4,22,37,.68),transparent 40%); }
.hero-glass { border-color: rgba(255,255,255,.34); }
.account { padding-top: 120px; padding-bottom: 115px; background: #fff; }
.account-heading { display:grid; grid-template-columns: 1fr .6fr; gap: 12%; align-items:end; margin-top: 62px; }
.account-heading .eyebrow { margin-bottom: 18px; }
.account-heading h2 { margin:0; font-size:clamp(44px,5vw,65px); line-height:1.06; }
.account-heading h2 em { color:#607d8b; }
.account-heading>p { max-width:390px; margin:0 0 5px; color:#6b7b84; font-size:11px; line-height:1.9; }
.investor-grid { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); margin-top:62px; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.investor-item { min-height:220px; padding:24px 24px 25px 0; }
.investor-item+.investor-item { border-left:1px solid var(--line); padding-left:24px; }
.investor-item>span,.opening-copy .eyebrow { color:#718893; font-size:8px; letter-spacing:.16em; }
.investor-item h3 { margin:31px 0 12px; font:600 16px var(--display); letter-spacing:-.035em; color:var(--navy); }
.investor-item p { margin:0; color:#6c7b83; font-size:10px; line-height:1.8; }
.account-opening { display:grid; grid-template-columns:.8fr 1fr; gap:10%; align-items:center; margin-top:48px; padding:34px 38px; background:linear-gradient(135deg,#f8fafb,#eef3f5); border:1px solid #e7edf0; }
.opening-copy h3 { margin:14px 0 10px; font:500 22px var(--display); letter-spacing:-.045em; }
.opening-copy>p:last-child { margin:0; color:#708089; font-size:10px; line-height:1.7; }
.account-opening ol { list-style:none; margin:0; padding:0; }
.account-opening li { display:flex; align-items:flex-start; gap:17px; padding:12px 0; color:#344f60; font-size:10px; line-height:1.65; border-bottom:1px solid rgba(8,43,67,.1); }
.account-opening li:last-child { border:0; }
.account-opening li span { color:var(--red); font:500 10px var(--display); }
.profile-claim { padding-left:14px; border-left:2px solid var(--red); color:#647984!important; font-size:10px!important; }
.terms-note { background:#fff; }
.terms-note>span { color:#607d8b; }
.terms-note b { color:var(--navy); }
.contact-card { background:rgba(255,255,255,.92); }
.legacy-contact { margin:16px 0 0; padding-top:12px; border-top:1px solid var(--line); color:#77868c; font-size:8px; line-height:1.7; }
.full-logo-tile { display:grid; place-items:center; margin-top:19px; padding:12px; background:#fff; border:1px solid #edf0f1; }
.full-logo-tile img { width:min(180px,80%); height:auto; }
.site-footer { background:#082b43; }
.footer-brand .brand-logo-wrap { width:94px; height:65px; }
.footer-brand .brand-word { font-size:7px; }

@media (max-width: 1000px) {
  .benefit-grid { grid-template-columns:repeat(3,minmax(0,1fr)); }
  .investor-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .investor-item:nth-child(3) { border-left:0; padding-left:0; border-top:1px solid var(--line); }
  .investor-item:nth-child(4) { border-top:1px solid var(--line); }
}
@media (max-width: 650px) {
  .site-header { min-height:68px; }
  .brand-logo-wrap { width:91px; height:59px; padding:3px 5px; }
  .brand-word { display:none; }
  .navigation { font-size: 14px; }
  .eyebrow { font-size: 10px; }
  .hero-copy { font-size: 15px; }
  .hero-bottom { font-size: 8px; }
  .glass-kicker { font-size: 9px; }
  .glass-label { font-size: 10px; }
  .intro-copy p { font-size: 14px; }
  .intro-copy .lead { font-size: 17px; }
  .intro-foot { font-size: 8px; }
  .strategy-text > p:last-child { font-size: 14px; }
  .statement-aside p { font-size: 12px; }
  .benefit-card { min-height: 280px; }
  .benefit-card h3 { font-size: 15px; }
  .benefit-card p { font-size: 12px; }
  .terms-note { font-size: 11px; }
  .terms-note b { font-size: 15px; }
  .account-heading > p { font-size: 13px; }
  .investor-item > span,.opening-copy .eyebrow { font-size: 9px; }
  .investor-item h3 { font-size: 17px; }
  .investor-item p { font-size: 12px; }
  .opening-copy > p:last-child,.account-opening li { font-size: 12px; }
  .contact-left > p:not(.eyebrow) { font-size: 13px; }
  .contact-card > p { font-size: 12px; }
  .contact-row { font-size: 11px; }
  .legacy-contact { font-size: 10px; }
  .risk-note { font-size: 8px; }
  .benefit-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .account { padding-top:80px; padding-bottom:75px; }
  .account-heading { display:block; margin-top:45px; }
  .account-heading h2 { font-size:45px; }
  .account-heading>p { margin-top:21px; }
  .investor-grid { display:block; margin-top:38px; }
  .investor-item,.investor-item+.investor-item,.investor-item:nth-child(3),.investor-item:nth-child(4) { min-height:0; padding:20px 0; border-left:0; border-top:0; border-bottom:1px solid var(--line); }
  .investor-item h3 { margin:15px 0 8px; }
  .account-opening { display:block; margin-top:30px; padding:24px 20px; }
  .account-opening ol { margin-top:18px; }
  .footer-brand .brand-word { display:none; }
  .footer-brand .brand-logo-wrap { width:79px; height:54px; }
}

/* Comfortable reading sizes across the full page */
body { font-size: 16px; }
.site-header .brand-word { font-size: 10px; }
.footer-brand .brand-word { font-size: 9px; }
.navigation { font-size: 13px; }
.eyebrow { font-size: 11px; }
.hero-copy { font-size: 17px; }
.hero-actions .button,.quote-content .button,.text-link { font-size: 12px; }
.hero-caption,.quote-number { font-size: 10px; }
.hero-seal i { font-size: 7px; }
.glass-kicker { font-size: 10px; }
.glass-label { font-size: 11px; }
.section-index { font-size: 10px; }
.intro-copy p { font-size: 15px; }
.intro-copy .lead { font-size: 19px; }
.intro-copy .profile-claim { font-size: 13px !important; }
.intro-foot { font-size: 9px; }
.strategy-text > p:last-child { font-size: 15px; }
.asset-list span { font-size: 10px; }
.asset-list b { font-size: 12px; }
.statement-aside p { font-size: 13px; }
.benefits-lead { font-size: 13px; }
.benefit-card { min-height: 305px; }
.benefit-card h3 { font-size: 17px; }
.benefit-card p { font-size: 13px; }
.terms-note { font-size: 12px; }
.terms-note b { font-size: 17px; }
.account-heading > p { font-size: 14px; }
.investor-item > span,.opening-copy .eyebrow { font-size: 10px; }
.investor-item h3 { font-size: 18px; }
.investor-item p { font-size: 13px; }
.opening-copy > p:last-child,.account-opening li { font-size: 13px; }
.contact-left > p:not(.eyebrow) { font-size: 14px; }
.contact-card > p { font-size: 13px; }
.contact-row { font-size: 12px; }
.contact-row > span:first-child { font-size: 9px; }
.legacy-contact { font-size: 11px; }
.footer-copy { font-size: 10px; }
.back-top,.risk-note { font-size: 9px; }

@media (max-width: 650px) {
  .site-header .brand-word,.footer-brand .brand-word { display:none; }
  .navigation { font-size: 14px; }
  .eyebrow { font-size: 10px; }
  .hero-copy { font-size: 15px; }
  .intro-copy p { font-size: 14px; }
  .intro-copy .lead { font-size: 17px; }
  .intro-copy .profile-claim { font-size: 12px !important; }
  .intro-foot { font-size: 8px; }
  .strategy-text > p:last-child { font-size: 14px; }
  .statement-aside p { font-size: 12px; }
  .benefit-card { min-height: 280px; }
  .benefit-card h3 { font-size: 15px; }
  .benefit-card p { font-size: 12px; }
  .terms-note { font-size: 11px; }
  .terms-note b { font-size: 15px; }
  .account-heading > p { font-size: 13px; }
  .investor-item > span,.opening-copy .eyebrow { font-size: 9px; }
  .investor-item h3 { font-size: 17px; }
  .investor-item p { font-size: 12px; }
  .opening-copy > p:last-child,.account-opening li { font-size: 12px; }
  .contact-left > p:not(.eyebrow) { font-size: 13px; }
  .contact-card > p { font-size: 12px; }
  .contact-row { font-size: 11px; }
  .legacy-contact { font-size: 10px; }
  .back-top,.risk-note { font-size: 8px; }
}

/* Stronger contrast between the white canvas and content surfaces */
.intro,
.account { background: #f2f6f8; }
.statement { background: #fff; }
.benefits { background: #e8eff3; }
.contact { background: #f2f6f8; }
.intro h2 em,
.benefits h2 em,
.contact h2 em,
.account-heading h2 em { color: #e31837; }
.statement-main h2 em { color: #082b43; }
.eyebrow { color: #45616e; }
.section-index { color: #526b78; }
.intro-copy p,
.statement-aside p,
.benefits-lead,
.strategy-text > p:last-child,
.contact-left > p:not(.eyebrow) { color: #435966; }
.intro-copy .lead { color: #082b43; }
.strategy-text > p:last-child { color: rgba(255,255,255,.78); }
.benefit-card {
  background: #fff;
  border: 1px solid rgba(8,43,67,.16);
  box-shadow: 0 12px 30px rgba(8,43,67,.08);
}
.benefit-card:hover { box-shadow: 0 18px 38px rgba(8,43,67,.14); }
.benefit-card p { color: #435966; }
.benefit-icon { display:grid; place-items:center; border-radius:50%; background:#edf3f6; }
.benefit-icon svg { width:27px; height:27px; stroke:#082b43; }
.card-arrow { color:#e31837; }
.terms-note {
  background: #082b43;
  border-color: #082b43;
  color: rgba(255,255,255,.85);
  box-shadow: 0 12px 28px rgba(8,43,67,.15);
}
.terms-note > span { color: #b7c8d0; }
.terms-note b { color: #fff; }
.terms-note i { background: rgba(255,255,255,.3); }
.terms-note a { color: #fff; }
.investor-grid { gap: 14px; border: 0; }
.investor-item,
.investor-item+.investor-item {
  min-height: 250px;
  padding: 24px;
  border: 1px solid rgba(8,43,67,.14);
  background: #fff;
  box-shadow: 0 10px 28px rgba(8,43,67,.06);
}
.investor-item > span { color:#526e7c; }
.investor-item h3 { color:#082b43; }
.investor-item p { color:#435966; }
.account-opening {
  background: #fff;
  border-color: rgba(8,43,67,.15);
  box-shadow: 0 12px 30px rgba(8,43,67,.07);
}
.contact-card {
  border-color: rgba(8,43,67,.18);
  box-shadow: 0 20px 48px rgba(8,43,67,.12);
}
.full-logo-tile { border-color: rgba(8,43,67,.15); }
.hero-glass { background:linear-gradient(135deg,rgba(8,43,67,.82),rgba(8,43,67,.56)); box-shadow:0 18px 55px rgba(0,0,0,.28); }
.strategy-glass { background:rgba(8,43,67,.72); border-color:rgba(255,255,255,.34); }
.quote-overlay { background:linear-gradient(90deg,rgba(4,24,39,.9),rgba(4,24,39,.58) 63%,rgba(4,24,39,.5)); }
.site-footer { border-top:3px solid #e31837; }
.hero-image,.hero-shade,.hero-grain,.hero-orbit { pointer-events:none; }
.hero-content { position:relative; z-index:2; pointer-events:none; }
.hero h1 em { font-style:normal; }
.hero-actions { position:relative; z-index:5; pointer-events:none; }
.hero-actions a { position:relative; z-index:6; pointer-events:auto; cursor:pointer; }
.hero-actions a:focus-visible { outline:3px solid #e31837; outline-offset:5px; }
.hero-actions a:active { transform:translateY(1px); }

@media (max-width: 1000px) {
  .investor-grid { gap:12px; }
  .investor-item,.investor-item+.investor-item { min-height:220px; padding:20px; border:1px solid rgba(8,43,67,.14); }
}
@media (max-width: 650px) {
  .intro,.account,.contact { background:#f2f6f8; }
  .benefits { background:#e8eff3; }
  .investor-grid { gap:10px; }
  .investor-item,.investor-item+.investor-item,.investor-item:nth-child(3),.investor-item:nth-child(4) {
    min-height:0;
    padding:18px;
    border:1px solid rgba(8,43,67,.14);
    background:#fff;
  }
  .terms-note { align-items:flex-start; }
}

.contact-card { padding:36px; }
.contact-card-head { color:#526e7c; font-size:10px; letter-spacing:.17em; }
.contact-pin {
  display:grid;
  place-items:center;
  width:37px;
  height:37px;
  border-radius:50%;
  color:#fff;
  background:#082b43;
}
.contact-card h3 { margin:23px 0 9px; font-size:28px; }
.contact-card .office-address { margin:0; color:#435966; font-size:15px; line-height:1.65; }
.directions-link { display:inline-flex; gap:12px; align-items:center; margin-top:14px; color:#e31837; font-size:12px; font-weight:700; }
.directions-link span { font-size:15px; }
.contact-card .contact-divider { margin:23px 0 14px; background:rgba(8,43,67,.16); }
.contact-links { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }
.contact-method-email { grid-column:1/-1; }
.contact-method {
  position:relative;
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  gap:8px 5px;
  min-height:77px;
  align-content:center;
  padding:14px;
  border:1px solid rgba(8,43,67,.12);
  background:#f4f7f8;
  transition:background .2s,border-color .2s,transform .2s;
}
a.contact-method:hover { transform:translateY(-2px); border-color:#8197a1; background:#fff; }
.contact-method span { grid-column:1/-1; color:#607d8b; font-size:9px; letter-spacing:.12em; }
.contact-method strong { min-width:0; overflow-wrap:anywhere; color:#082b43; font-size:13px; font-weight:600; }
.contact-method-email strong { white-space:nowrap; overflow-wrap:normal; }
.contact-method i { align-self:center; color:#e31837; font-size:13px; font-style:normal; }
.contact-method-post { background:#fff; }
.legacy-contact { margin-top:20px; padding-top:15px; border-top:1px solid rgba(8,43,67,.14); color:#435966; font-size:12px; }
.legacy-contact summary { color:#526e7c; font-size:11px; font-weight:600; cursor:pointer; }
.legacy-contact summary::marker { color:#e31837; }
.legacy-contact > div { display:grid; gap:8px; margin-top:13px; }
.legacy-contact a { color:#082b43; font-size:12px; overflow-wrap:anywhere; }
.legacy-contact a:hover { color:#e31837; }
@media (max-width: 650px) {
  .contact-card { padding:25px 20px; }
  .contact-card h3 { font-size:24px; }
  .contact-card .office-address { font-size:13px; }
  .contact-method { min-height:73px; padding:11px; }
  .contact-method strong { font-size:11px; }
  .legacy-contact summary { font-size:10px; }
  .legacy-contact a { font-size:11px; }
}

@media (max-width: 650px) {
  .hero-content { z-index:4; }
  .hero-glass { left:auto; right:6%; bottom:96px; width:min(190px,38vw); }
  .hero-seal { display:none; }
}
@media (max-width: 420px) {
  .hero-glass { bottom:60px; width:158px; }
}
@media (max-width: 360px) {
  .contact-links { grid-template-columns:1fr; }
}
@media (max-width: 760px) {
  .hero-actions { display:flex; flex-direction:column; align-items:flex-start; gap:18px; }
  .hero-bottom { justify-content:flex-end; }
  .hero-bottom .hero-caption { display:none; }
}

/* Consistent, restrained interaction feedback */
.navigation a,
.brand-logo-wrap,
.asset-list span,
.benefit-card,
.investor-item,
.button,
.text-link,
.directions-link,
.back-top,
.contact-method {
  transition:color .22s ease,background-color .22s ease,border-color .22s ease,box-shadow .22s ease,transform .22s ease;
}
.navigation a:not(.nav-cta) { position:relative; }
.navigation a:not(.nav-cta)::after {
  position:absolute;
  content:"";
  left:0;
  right:100%;
  bottom:-7px;
  height:1px;
  background:#e31837;
  transition:right .22s ease;
}
.nav-cta span,
.button span,
.text-link span,
.directions-link span { display:inline-block; transition:transform .22s ease; }
.asset-list span { transition:padding-left .22s ease,color .22s ease; }
.hero-image,.strategy-photo,.quote-image { transition:filter .4s ease; }
.contact-card .contact-divider { transition:background-color .22s ease; }

@media (hover:hover) {
  .navigation a:not(.nav-cta):hover::after { right:0; }
  .nav-cta:hover { color:#fff; border-color:#e31837; background:rgba(227,24,55,.12); }
  .nav-cta:hover span,.button:hover span,.text-link:hover span,.directions-link:hover span { transform:translate(3px,-2px); }
  .brand:hover .brand-logo-wrap { transform:translateY(-2px); box-shadow:none; }
  .brand:hover .brand-logo { filter:drop-shadow(0 7px 9px rgba(8,43,67,.4)); }
  .asset-list span:hover { padding-left:8px; color:#fff; }
  .asset-list span:hover b { color:#fff; }
  .benefit-card:hover,.investor-item:hover { transform:translateY(-5px); border-color:rgba(8,43,67,.3); box-shadow:0 20px 38px rgba(8,43,67,.14); }
  .button-light:hover { background:#fff; box-shadow:0 10px 24px rgba(0,0,0,.18); }
  .button-dark:hover { background:#17445f; box-shadow:0 10px 24px rgba(8,43,67,.2); }
  .text-link:hover,.directions-link:hover,.back-top:hover { color:#e31837; }
  .strategy-visual:hover .strategy-photo,.quote-band:hover .quote-image { filter:saturate(.85) brightness(1.08); }
  .strategy-glass:hover,.hero-glass:hover { border-color:rgba(255,255,255,.6); }
  .contact-method:hover { transform:translateY(-2px); border-color:#8197a1; box-shadow:0 9px 20px rgba(8,43,67,.09); }
  .contact-card:hover .contact-divider { background:rgba(227,24,55,.4); }
  .account-opening:hover { border-color:rgba(8,43,67,.28); box-shadow:0 18px 38px rgba(8,43,67,.12); }
}

a:focus-visible,button:focus-visible,summary:focus-visible {
  outline:2px solid #e31837;
  outline-offset:4px;
}
.floating-top {
  position:fixed;
  z-index:25;
  right:26px;
  bottom:26px;
  display:grid;
  place-items:center;
  width:50px;
  height:50px;
  border:1px solid rgba(255,255,255,.58);
  border-radius:50%;
  background:#082b43;
  color:#fff;
  box-shadow:0 8px 24px rgba(8,43,67,.25);
  font-size:24px;
  line-height:1;
  transition:transform .22s ease,background-color .22s ease,box-shadow .22s ease;
}
.floating-top:hover { transform:translateY(-4px); background:#e31837; box-shadow:0 12px 28px rgba(8,43,67,.3); }
.floating-top:focus-visible { outline:3px solid #e31837; outline-offset:4px; }
@media (prefers-reduced-motion: reduce) {
  .navigation a,.navigation a::after,.brand-logo-wrap,.asset-list span,.benefit-card,.investor-item,.button,.text-link,.directions-link,.back-top,.contact-method,.hero-image,.strategy-photo,.quote-image,.contact-card .contact-divider {
    transition:none !important;
  }
  .navigation a:not(.nav-cta)::after { display:none; }
  .floating-top { transition:none !important; }
}
@media (max-width:650px) {
  .floating-top { right:16px; bottom:16px; width:46px; height:46px; font-size:22px; }
}

/* Keep the contact area open and editorial rather than boxed */
.contact-office {
  position:relative;
  z-index:1;
  align-self:center;
  padding:8px 0 8px 38px;
  border:0;
  border-left:1px solid rgba(8,43,67,.18);
  background:transparent;
  box-shadow:none;
  backdrop-filter:none;
}
.contact-pin {
  width:auto;
  height:auto;
  display:block;
  border-radius:0;
  background:transparent;
  color:#e31837;
  font-size:24px;
}
.contact-office h3 { margin:18px 0 8px; font:500 27px var(--display); letter-spacing:-.045em; color:#082b43; }
.contact-office .office-address { margin:0; color:#435966; font-size:15px; line-height:1.7; }
.contact-office .directions-link { margin-top:12px; }
.contact-office .contact-divider { height:1px; margin:25px 0 3px; background:rgba(8,43,67,.18); }
.contact-links { display:block; }
.contact-method {
  display:grid;
  grid-template-columns:108px minmax(0,1fr) 15px;
  align-items:center;
  gap:8px 10px;
  min-height:0;
  padding:14px 0;
  border:0;
  border-bottom:1px solid rgba(8,43,67,.15);
  background:transparent;
}
.contact-method span { grid-column:auto; color:#607d8b; font-size:9px; }
.contact-method strong { white-space:normal; overflow-wrap:anywhere; font-size:13px; }
.contact-method-email strong { white-space:nowrap; overflow-wrap:normal; }
.contact-method i { justify-self:end; }
.contact-method-post { background:transparent; }
@media (hover:hover) {
  a.contact-method:hover { transform:none; border-color:rgba(8,43,67,.15); background:transparent; box-shadow:none; }
  a.contact-method:hover strong { color:#e31837; }
}
@media (max-width:650px) {
  .contact-office { margin-top:48px; padding:29px 0 0; border-left:0; border-top:1px solid rgba(8,43,67,.18); }
  .contact-office h3 { font-size:24px; }
  .contact-office .office-address { font-size:14px; }
  .contact-method { grid-template-columns:94px minmax(0,1fr) 13px; gap:7px; padding:13px 0; }
  .contact-method strong { font-size:12px; }
  .contact-method-email strong { font-size:11px; }
}

/* Split hero inspired by the finance landing-page reference */
.site-header {
  position:relative;
  min-height:96px;
  background:#fff;
  color:#082b43;
  border-bottom:1px solid rgba(8,43,67,.1);
}
.site-header .navigation { color:#294556; }
.site-header .brand-word { color:#526e7c; }
.site-header .nav-cta { border-color:rgba(8,43,67,.32); color:#082b43; }
.site-header .nav-cta:hover { color:#e31837; border-color:#e31837; background:rgba(227,24,55,.04); }
.hero {
  display:block;
  height:auto;
  min-height:690px;
  background:#fff;
  color:#082b43;
}
.hero-image {
  position:absolute;
  z-index:0;
  inset:0 0 0 54%;
  width:46%;
  height:auto;
  background-image:url('images/market-hero.jpg');
  background-position:center;
  filter:saturate(.66);
}
.hero-shade {
  position:absolute;
  z-index:1;
  inset:0 0 0 54%;
  background:linear-gradient(135deg,rgba(8,43,67,.28),rgba(8,43,67,.58));
  pointer-events:none;
}
.hero-shade::before {
  position:absolute;
  content:"";
  inset:12% 8%;
  border:1px solid rgba(255,255,255,.23);
  border-radius:150px 0 150px 0;
  box-shadow:inset 0 0 0 20px rgba(255,255,255,.025),0 0 0 22px rgba(255,255,255,.035);
  transform:rotate(-13deg);
}
.hero-content {
  width:54%;
  max-width:none;
  margin:0;
  padding:106px 4.5% 55px 7.4%;
  color:#082b43;
  z-index:2;
  pointer-events:auto;
}
.hero-content .eyebrow { color:#526e7c; }
.hero h1 {
  max-width:720px;
  margin:31px 0 21px;
  color:#082b43;
  font-size:clamp(55px,5.2vw,78px);
  line-height:.99;
}
.hero h1 em { color:#e31837; font-style:normal; }
.hero-copy { max-width:500px; color:#526674; font-size:16px; line-height:1.8; }
.hero-actions {
  display:flex;
  flex-direction:row;
  align-items:center;
  gap:26px;
  margin-top:31px;
  z-index:3;
  pointer-events:auto;
}
.hero-actions a { pointer-events:auto; }
.hero-actions .button-light { background:#082b43; color:#fff; }
.hero-actions .button-light:hover { background:#17445f; }
.hero-actions .light-link { color:#294556; border-color:rgba(8,43,67,.3); }
.hero-facts {
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px;
  margin-top:58px;
  padding-top:20px;
  border-top:1px solid rgba(8,43,67,.18);
}
.hero-facts > div { display:flex; flex-direction:column; gap:7px; }
.hero-facts strong { color:#082b43; font:600 20px var(--display); letter-spacing:-.04em; }
.hero-facts span { max-width:160px; color:#627782; font-size:10px; line-height:1.5; }
.hero-visual-caption {
  position:absolute;
  z-index:2;
  right:5.5%;
  bottom:26px;
  display:flex;
  align-items:center;
  gap:11px;
  color:rgba(255,255,255,.82);
  font-size:9px;
  letter-spacing:.14em;
}
.hero-visual-caption i { width:28px; height:1px; background:#e31837; }
.hero-actions a:focus-visible { outline-color:#e31837; }

@media (max-width: 900px) {
  .hero { min-height:650px; }
  .hero-content { padding-top:90px; padding-left:6%; }
  .hero h1 { font-size:clamp(46px,5.5vw,56px); }
  .hero-facts { gap:10px; margin-top:43px; }
  .hero-facts strong { font-size:18px; }
  .hero-facts span { font-size:10px; }
  .hero-actions { gap:18px; }
}
@media (max-width: 650px) {
  .site-header { min-height:68px; background:#fff; }
  .site-header .menu-toggle { border-color:rgba(8,43,67,.35); }
  .site-header .menu-toggle span { background:#082b43; }
  .site-header .navigation { color:#fff; }
  .hero {
    display:flex;
    flex-direction:column;
    min-height:0;
    overflow:hidden;
  }
  .hero-content {
    order:1;
    width:100%;
    padding:66px 7% 39px;
  }
  .hero h1 { margin:25px 0 17px; font-size:clamp(48px,11.5vw,68px); }
  .hero-copy { max-width:440px; font-size:15px; }
  .hero-actions { flex-direction:column; align-items:flex-start; gap:17px; margin-top:25px; }
  .hero-actions .button { min-height:48px; }
  .hero-facts { margin-top:38px; padding-top:16px; gap:11px; }
  .hero-facts strong { font-size:17px; }
  .hero-facts span { font-size:9px; }
  .hero-image {
    position:relative;
    order:2;
    inset:auto;
    width:100%;
    height:280px;
    flex:none;
    background-position:center 43%;
  }
  .hero-shade { inset:auto 0 0; height:280px; }
  .hero-shade::before { inset:9% 8%; border-radius:90px 0 90px 0; }
  .hero-visual-caption { right:7%; bottom:19px; font-size:8px; }
}
@media (max-width: 380px) {
  .hero-facts { grid-template-columns:repeat(3,minmax(0,1fr)); gap:7px; }
  .hero-facts strong { font-size:clamp(13px,4vw,15px); }
  .hero-facts span { font-size:9px; }
  .hero-image,.hero-shade { height:240px; }
}

/* Cleaner art direction: one original photograph, confident type, and fewer ornaments. */
h1,h2,h3 { font-family:var(--display); }
h1 em,h2 em { font-family:inherit; font-style:normal; }
.hero {
  height:auto;
  min-height:680px;
  background:#fff;
  color:#082b43;
}
.hero-image {
  inset:0 0 0 56%;
  width:44%;
  background-image:url('images/tazan-editorial-hero.webp');
  background-position:72% center;
  filter:none;
}
.hero-image.parallax { transform-origin:left center; }
.hero-shade {
  inset:0 0 0 56%;
  background:linear-gradient(0deg,rgba(5,20,33,.48),transparent 35%);
}
.hero-graphic,.hero-shade::before,.hero-content::after { display:none; }
.hero-content {
  width:56%;
  padding:112px 5% 46px 7.4%;
}
.hero h1 {
  max-width:610px;
  margin:31px 0 22px;
  font-size:clamp(54px,5.2vw,74px);
  font-weight:600;
  line-height:1.02;
  letter-spacing:-.075em;
}
.hero h1 em { color:#e31837; font-weight:500; }
.hero-copy { max-width:460px; color:#526674; font-size:16px; line-height:1.75; }
.hero-actions { margin-top:30px; gap:24px; }
.hero-actions .button-light { min-height:52px; background:#082b43; color:#fff; }
.hero-actions .button-light:hover { background:#163e58; }
.hero-actions .light-link { color:#294556; border-color:rgba(8,43,67,.24); }
.hero-facts {
  gap:0;
  margin-top:50px;
  padding-top:20px;
  border-top:1px solid rgba(8,43,67,.18);
}
.hero-facts > div { padding:0 12px; border:0; border-right:1px solid rgba(8,43,67,.14); }
.hero-facts > div:first-child { padding-left:0; }
.hero-facts > div:last-child { border-right:0; }
.hero-facts strong { font-size:20px; }
.hero-facts span { font-size:10px; }
.hero-visual-caption { right:5.5%; bottom:25px; }
.intro::after { display:none; }
.intro h2,.benefits h2,.contact h2,.account h2 { font-family:var(--display); font-weight:600; letter-spacing:-.065em; }
.intro h2 em,.benefits h2 em,.contact h2 em,.account h2 em { color:#e31837; }
.section-index { color:#647986; }
.benefits { background:#f2f5f7; }
.benefit-grid {
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:0;
  margin-top:50px;
  border-top:1px solid rgba(8,43,67,.18);
  border-bottom:1px solid rgba(8,43,67,.18);
}
.benefit-card,.benefit-card:nth-child(2n) {
  min-height:300px;
  padding:26px 20px 24px;
  border:0;
  border-right:1px solid rgba(8,43,67,.13);
  border-radius:0;
  background:transparent;
  box-shadow:none;
  transform:none;
}
.benefit-card:first-child { padding-left:20px; }
.benefit-card:last-child { border-right:0; }
.benefit-card::before { display:none; }
.benefit-card:hover,.benefit-card:nth-child(2n):hover { background:rgba(255,255,255,.78); box-shadow:none; transform:translateY(-3px); }
.benefit-icon { color:#e31837; }
.terms-note { background:#082b43; color:rgba(255,255,255,.88); border:0; border-top:1px solid rgba(255,255,255,.16); border-bottom:1px solid rgba(255,255,255,.16); border-radius:0; box-shadow:none; }
.investor-grid { gap:0 48px; }
.investor-item { padding:24px 0; border:0; border-bottom:1px solid rgba(8,43,67,.16); border-radius:0; background:transparent; box-shadow:none; }
.investor-item:hover { box-shadow:none; transform:none; border-color:rgba(8,43,67,.34); }
.contact-watermark { display:none; }
.contact-office::before { top:-1px; }

@media (max-width:900px) {
  .site-header { min-height:76px; height:76px; padding:0 6%; }
  .site-header .menu-toggle { display:flex; width:38px; height:38px; flex-direction:column; align-items:center; justify-content:center; gap:5px; border:1px solid rgba(8,43,67,.3); background:transparent; }
  .site-header .menu-toggle span { display:block; width:14px; height:1px; background:#082b43; }
  .site-header .navigation { display:none; position:absolute; top:76px; left:0; right:0; padding:16px 6% 22px; flex-direction:column; align-items:stretch; gap:0; background:rgba(255,255,255,.98); color:#294556; box-shadow:0 14px 24px rgba(8,43,67,.1); }
  .site-header .navigation.open { display:flex; }
  .site-header .navigation>a:not(.nav-cta) { padding:15px 0; border-bottom:1px solid rgba(8,43,67,.12); }
  .site-header .nav-cta { margin-top:14px; text-align:center; }
  .hero { min-height:650px; }
  .hero-image,.hero-shade { left:58%; width:42%; }
  .hero-content { width:58%; padding-left:6%; }
  .hero h1 { font-size:clamp(44px,5vw,54px); }
  .hero-facts > div { padding:0 8px; }
  .hero-facts strong { font-size:17px; }
  .hero-facts span { font-size:9px; }
  .benefit-grid { grid-template-columns:repeat(3,minmax(0,1fr)); }
  .benefit-card,.benefit-card:nth-child(2n) { min-height:250px; padding:24px 18px; border-bottom:1px solid rgba(8,43,67,.13); }
}
@media (max-width:650px) {
  .hero { min-height:0; }
  .hero-content { width:100%; padding:64px 7% 36px; }
  .hero h1 { font-size:clamp(37px,10.6vw,62px); }
  .hero-content .eyebrow { font-size:8px; letter-spacing:.12em; }
  .hero-copy { font-size:15px; }
  .hero-actions { align-items:flex-start; }
  .hero-facts { margin-top:35px; }
  .hero-facts > div { padding:0 8px; }
  .hero-facts > div:first-child { padding-left:0; }
  .hero-facts strong { font-size:16px; }
  .hero-facts span { font-size:9px; }
  .hero-image { position:relative; order:2; inset:auto; width:100%; height:230px; background-position:70% 55%; }
  .hero-image.parallax { transform-origin:top center; }
  .hero-shade { inset:auto 0 0; height:230px; }
  .hero-visual-caption { right:7%; bottom:18px; }
  .benefit-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .benefit-card,.benefit-card:nth-child(2n) { min-height:245px; padding:19px 14px; }
  .benefit-card:nth-child(odd) { border-right:1px solid rgba(8,43,67,.13); }
  .benefit-card:nth-child(even) { border-right:0; }
  .benefit-card:first-child { padding-left:14px; }
  .terms-note { border-radius:0; }
}
@media (max-width:380px) {
  .hero-facts { gap:0; }
  .hero-facts > div { padding:0 5px; }
  .hero-facts strong { font-size:14px; }
  .hero-facts span { font-size:8px; }
}

/* Give the scroll a quiet rhythm of paper, mist and deep navy. */
.scroll-progress { height:3px; background:linear-gradient(90deg,#e31837,#a50f29); box-shadow:0 1px 8px rgba(227,24,55,.2); }
.intro { background:#edf2f5; }
.strategy { background:#082b43; }
.statement { background:#fff; }
.benefits { background:#e2ebef; }
.account { background:#f3f5f3; }
.contact { background:#e7eff3; }
.investor-item--returns { padding:24px; border:1px solid rgba(8,43,67,.12); background:#fff; }
.strategy-text { max-width:760px; }
.strategy-text > p:last-child { max-width:720px; }
.hero-image.parallax,.strategy-photo.parallax,.quote-image.parallax { will-change:transform; }
@media (min-width:901px) {
  .strategy { grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr); }
}
@media (prefers-reduced-motion:reduce) {
  .hero-image.parallax,.strategy-photo.parallax,.quote-image.parallax { transform:none !important; }
}